What’s inside
Protection is only half of it.
Each area takes the same three steps: configure, recover, then monitor. Most security advice stops after the first one. Recovery is the half nobody does, and it is the half that decides whether a bad day costs you an afternoon or a month.
Week One
Your Accounts
Your phone number first, because everything else resets through it. Then locks at your carrier, stronger second factors, and a way back in for every account that matters.
Week Two
Your Money & Your Credit
Alerts on the accounts, a spoken passphrase at the bank, and the credit freeze that stops anyone opening anything in your name.
Week Three
Your Files & Photographs
A real backup rather than a sync, and a restore you have run yourself, so you know which of the two you have.
Week Four
Your Devices & Your People
Encryption, passcodes and Find My, tested before you need them, plus your home network and everyone connected to it.
Also included
The Five Rules, a decision framework for the call, the message and the payment request · the review rhythm that keeps protections current · a reference appendix · and a Month Two checklist.
Before you buy
Questions
Do I need Month One first?
No, and plenty of people start here. Month Two protects the accounts, money, files and devices you already have, whether or not you have listed them anywhere. Month One’s inventory makes it easier, because you know what you’re working through, but it isn’t a requirement.
What do I get, and how?
A PDF, delivered the moment you pay. The link appears on screen and arrives by email as well. No account, no login, no app, and the file is yours to keep and print.
Do I need to be technical?
No. Every step names the setting, tells you where to find it, and says what it does. Where providers use different words for the same thing, we list the names each of them uses.
Will this make everything harder to use?
No. Most of what you switch on this month you will never notice again, and passkeys and an authenticator app are faster than the codes you’re typing today. The one thing that does add a step is the credit freeze, and it lifts online in a few minutes whenever you need to apply for something.
Can I get a refund?
Digital downloads are final sale. Once the file has been delivered there’s no way to return it, and this is a small business protecting work that took thousands of hours to make. If your download doesn’t arrive, or the file won’t open, reply to your receipt and we’ll sort it out. And if you read the whole thing and think it was worthless, write and tell us. That sits outside our policy and we don’t make a habit of it, but we’re not going to argue with you about a PDF.