Is freezing my credit a hassle afterward?

Less than you might expect. You lift it temporarily when you apply for something, and it is free to freeze and free to lift. The guide walks through each credit bureau and how to keep the details somewhere you can find them.

I already have two-step sign-in on everything. Is this still useful?

Probably. Two-step sign-in covers the first step. Recovery is what happens when you lose the phone that holds the codes, and alerts are what tell you something changed.

Do I need to buy any software?

No. The month is built around what you already have and what is already free. Where a paid tool genuinely helps, I say so and say why.

Do I need to do Month One first?

It helps. Month Two protects what Month One finds, so you are working from a real list. You can start here, and you will build that list as you go.

How do I get the files?

The moment you pay, an email arrives with your download link. Save the guide to your own computer and it is yours. There is no account to create and nothing to log back into. You get it as a PDF and an EPUB, so it opens on a computer, a phone, a tablet, or an e-reader.

What if I need help with a step?

Book an Honest IT support session. It is the companion to the Digital Life Management System and to Accounted For. For thirty minutes on Google Meet, you and I work through that step together, and you keep the mouse.

Yes. Read it, try it, and if it is not what you wanted, write within seven days of buying it. A real person will get back to you soon with your refund.

1 / 4

Digital Safety

You lose your phone, and getting back into everything takes an afternoon instead of a month.

The guideMonth Two, as a PDF and an EPUB
Three stepsConfigure, recover, then monitor
One sittingYour credit freeze, walked through start to finish

Choose your licensePersonalUse it at home for yourself and your family.$49CommercialOne facilitator, coach, or teacher uses it with clients, a class, or a team.$129 a seatExtended commercialPut it inside something you sell, like a course, a program, or a client kit.$499

What each license covers

Every license comes with the same files. The license says who may use them.

Personal is for your own home. Use the files for yourself and your family.

Commercial is for one facilitator, coach, or teacher who uses the files with clients, a class, or a team. Choose one seat for each person who leads.

Extended commercial lets you put the files inside something you sell, like a course, a program, or a client kit.

Buying for a whole firm, a school, or a shop? Ask for a quote on my Wholesale and licensing page.

$49

Your download link arrives by email the moment you pay. You have seven days to change your mind.

InsideMonth Two

Your phone number
Two-step sign-in
Recovery codes
Your password manager
Credit freezes
Bank alerts
Backups that restore
Your photographs
Your home network
Your people

Here is the truth

You have done some of this, and you are not sure which parts.

You have two-step sign-in on some accounts and no idea which. Your backup has never been tested with a restore. Your credit is not frozen, and you have been meaning to look into it.

Maybe you have had a scare, or someone close to you has, and it rattled you. Staying on alert all the time is exhausting. The setup should carry that for you.

Month Two of the Digital Life Management System goes back through your accounts, your money, your files, then your devices and people, and protects each one. You switch on what matters, set up the way back in, and turn on the alerts that tell you when something changes.

And you never have to do a step alone. Honest IT support is the companion to the Digital Life Management System and to Accounted For. When a step in Digital Safety needs a hand, you book thirty minutes on Google Meet and we do that step together.

One area a week

Month Two, in the order that makes each week easier.

Week oneYour phone number works like a credential, so you protect it first.AccountsStart with your phone number
You lock your phone number with your carrier, then protect the accounts that sit behind it with two-step sign-in and a way back in.
Week twoIf you do one thing this month, freeze your credit.Money and creditFreeze your credit
You protect your financial accounts and freeze your credit at each bureau in one sitting. It is free to freeze and free to lift.
Week threeA backup only counts once you have restored from it.Files and photographsTest the restore
You protect your files and photographs, then bring one back from your backup and open it, so you know the backup works.
Week fourThe people connected to you are part of your security too.Devices, network, and peopleClose the last doors
Your devices, the network they sit on, and the people connected to you, each set up so a bad day stays small.

By the end of the month

What is true when you finish.

Your phone number is locked against being moved to somebody else’s phone.
Your email and your password manager take more than a password to open.
Every important account has a way back in that you set up yourself.
Your credit is frozen, and you know how to lift it when you need to.
Your backup has been tested with a real restore.
The alerts that matter are on, so you hear about changes early.
A lost phone means an afternoon of fixing instead of a month.
A breach letter gets read, filed, and forgotten.

From Accounted For

Most of the real protection in this book comes from a short list of decisions, and you could make the first few of them in one afternoon once you know what you have.

Ashley KarrAccounted For

Ashley Karr, smiling, in a sunny home office

Meet the founder

Hi, I’m Ashley.

I have worked for more than twenty years in accessibility, trust and safety, and product research and design. I helped create many of the systems our day-to-day lives depend on: banking, payments, identity, and fraud protection. One of my roles was vice president of product research at JPMorgan Chase, and I hold a master’s degree in human factors and systems engineering.

I write books, teach, and build good products. Whatever brought you here, I’m glad you came.

Ashley

Read my story

Before you buy

You have questions, and I have plain answers.

Is freezing my credit a hassle afterward?
Less than you might expect. You lift it temporarily when you apply for something, and it is free to freeze and free to lift. The guide walks through each credit bureau and how to keep the details somewhere you can find them.
I already have two-step sign-in on everything. Is this still useful?
Probably. Two-step sign-in covers the first step. Recovery is what happens when you lose the phone that holds the codes, and alerts are what tell you something changed.
Do I need to buy any software?
No. The month is built around what you already have and what is already free. Where a paid tool genuinely helps, I say so and say why.
Do I need to do Month One first?
It helps. Month Two protects what Month One finds, so you are working from a real list. You can start here, and you will build that list as you go.
How do I get the files?
The moment you pay, an email arrives with your download link. Save the guide to your own computer and it is yours. There is no account to create and nothing to log back into. You get it as a PDF and an EPUB, so it opens on a computer, a phone, a tablet, or an e-reader.
What if I need help with a step?
Book an Honest IT support session. It is the companion to the Digital Life Management System and to Accounted For. For thirty minutes on Google Meet, you and I work through that step together, and you keep the mouse.
Can I get a refund?
Yes. Read it, try it, and if it is not what you wanted, write within seven days of buying it. A real person will get back to you soon with your refund.